Shop and Compare Health Plans
What type of coverage are you looking for?
Please tell us a little more about you:
1. Do you have and are you planning to keep stand-alone dental coverage?
2. Who are you looking to cover?
3. Do you need coverage for dependents age 26 to 29 (up to their 30th birthday)?
View eligibility criteria
Please tell us a little more about you:
1. Who are you looking to cover?
We offer 2 types of dental coverage. Please select which coverage fits best for you:
Univera Healthcare
Healthy Smile Dental
Best Fit: Comprehensive adult/family coverage for cleanings, exams, fillings and more.
Lower Premium:
Univera Healthcare
Healthy Smile Family Dental
Best Fit: Comprehensive adult/family coverage for cleanings, exams, fillings and more.
Lower Premium:
Univera Healthcare
Healthy Smile Premier Dental
Best Fit: Same comprehensive adult/family coverage as the basic plan but with lower costs for Class II services (e.g., fillings).
Higher Premium:
Qualified Health Plans
You can buy a plan directly from Univera Healthcare or through NY State of Health (NYSOH)Opens in a new Tab. For those who qualifyOpens a dialog, financial help is only available through NYSOH.
Essential Plan
The Essential Plan is a free option for people with low or moderate incomes who don't qualify for Medicaid. The plan costs $0 and offers the same essential benefits as other health plans.
Medicaid & Child Health Plus
We offer several free and low cost health plan choices for individuals, families, and just for kids! Our state-sponsored programs include Medicaid Managed Care, Child Health Plus, and more.
Dental
Our dental plans for individuals and families include coverage for preventive and routine services like cleanings, fluoride treatments and sealants, exams, x-rays, root canals, and more.
Script for Univera INP Landing Page
GLO-INP-Landing Page Content Styles
Modal for Income Levels by Family Size
Income Levels by Family Size
| Financial Assistance Eligibility by Annual Income Level* | ||
|---|---|---|
| Family Size | Annual Income Eligibility for Cost Sharing | Annual Income Eligibility for Tax Credits** |
| Single person | $31,301 - $39,125 | $37,651 & up |
| Family of two | $42,301 - $52,875 | $51,101 & up |
| Family of three | $53,301 - $66,625 | $64,551 & up |
| Family of four | $64,301 - $80,375 | $78,001 & up |
| Family of five | $75,301 - $94,125 | $91,451 & up |
| Family of six | $86,301 - $107,875 | $104,901 & up |
If you qualify for financial assistance, you must apply through NY State of Health.
* Source: 2025 Federal Income Guidelines: Department of Health and Human Services. A full calculator is available on the Health and Human Services Poverty Guidelines page. Tax credits are available when premiums exceed 8.5% of income.
**Some individuals and families with household incomes below these limits may qualify for a Premium Tax Credit in certain circumstances where Medicaid is unavailable. See the full calculator for more information.
Modal for Eligibility Criteria for Young Adults Through Age 29
Eligibility Criteria for Young Adults Through Age 29
Young adult dependents are eligible for coverage until the end of the month in which they turn 30 years of age, if they:
- Are unmarried
- Are not insured by, or eligible for coverage under, an employer-sponsored health benefit plan as an employee or member, whether insured or self-insured, and
- Live, work, or reside in New York state or our service area
To be covered, they do NOT need to:
- Be a student, nor
- Live with or be financially dependent upon you
Note regarding disabled dependents: You do not need to add this coverage for disabled dependents. If you are looking to cover a disabled dependent only, select ‘No’ for this question. You will need to complete and submit an Adult Disabled Dependent Form when you enroll in a plan. This form can be found on Print Forms. Your enrollment application cannot be submitted without this form.
