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What type of coverage are you looking for?
Many people qualify for help paying for their health insurance.
Want to see if you qualify? View family size & income limits
Please tell us a little more about you
1. Do you have and are you planning to keep stand-alone dental coverage?
2. Who are you looking to cover?
3. Do you need coverage for dependents age 26 to 29 (up to their 30th birthday)? View eligibility criteria
Please tell us a little more about you
1. Who are you looking to cover?
We offer 2 types of dental coverage. Please select which coverage fits best for you:
Univera Healthcare
Healthy Smile Family Dental
Best Fit: Comprehensive Adult/Family coverage for those who need cleanings, exams, fillings and more.
Lower Premium:
Univera Healthcare
Healthy Smile Premier Dental
Best Fit: Same comprehensive Adult/Family coverage as the basic dental plan but with lower costs for Class II services (e.g. fillings)
Higher Premium:
*ExerciseRewards is not available to members of Univera Healthcare MyHealth, MyHealth Plus, Child Health Plus, or Medicare.
Get more out of your membership with discounts.
Script for Univera INP Landing Page
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Modal for Income Levels by Family Size
| Financial Assistance Eligibility by Annual Income Level* | ||
|---|---|---|
| Family Size | Annual Income Eligibility for Cost Sharing | Annual Income Eligibility for Tax Credits** |
| Single person | $29,161 - $36,450 | $29,161 & up |
| Family of two | $39,441 - $49,300 | $39,441 & up |
| Family of three | $49,721 - $62,150 | $49,721 & up |
| Family of four | $60,001 - $75,000 | $60,001 & up |
| Family of five | $70,281 - $87,850 | $70,281 & up |
| Family of six | $80,561 - $100,700 | $80,561 & up |
If you qualify for financial assistance, you must apply through the NY State of Health.
* Source: 2023 Federal Income Guidelines: Department of Health and Human Services. A full calculator is available on the Health and Human Services Poverty Guidelines page. Tax credits are available when premiums exceed 8.5% of income.
**Some individuals and families with household incomes below these limits may qualify for a Premium Tax Credit in certain circumstances where Medicaid is unavailable. See the full calculator for more information.
Modal for Eligibility Criteria for Young Adults through Age 29
If you selected ‘self + children’ or ‘family coverage,’ your young adult child will be eligible for coverage until the end of the month in which he or she turns 30 years of age, when the young adult:
To be covered under this rider, your young adult does NOT need to:
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