INP-Health Plans-Apply Button Mobile Size

All the Essential Benefits for Less

The Essential Plan was created especially for people who make too much to qualify for Medicaid, but who may not make enough to afford a qualified exchange plan. It’s available through NY State of Health (NYSOH) for those who don’t have affordable insurance through their employer. Our 2020-21 Essential Plan was rated #1 in New York State for quality and satisfaction.

Eligibility is based on your income and the size of your household. For more information, call 1-888-679-7166 (TTY 771) or visit the NYSOH website.

What's Included?

  • Coverage accepted by a large network of doctors and hospitals in your area
  • FREE preventive care, including check-ups, flu shots, vaccines, screenings and more
  • ExerciseRewards- earn up to $400 a year for working out
  • Easy access to care 24/7 with our telemedicine program powered by MDLIVE®

 

Important Benefit Information

Essential Plan 1

Refer to the Essential Plan 1 information below if you are single, over age 19, and have an income between $20,386 and $27,180.

Essential Plan 2

Refer to the Essential Plan 2 information below if you are single, over age 19, and have an income between $18,755 and $20,385.

Essential Plan 3

Refer to the Essential Plan 3 information below if you are single, over age 21, do not qualify for Medicaid based on immigration status*, and have an income between $13,590 and $18,754.

Essential Plan 4

Refer to the Essential Plan 4 information below if you are single, over age 21, do not qualify for Medicaid based on immigration status*, and have an income less than $13,589.

 

* Must be a lawfully present immigrant. The term “lawfully present” includes immigrants who have "qualified non-citizen” immigration status without a waiting period; humanitarian statuses or circumstances (including Temporary Protected Status, Special Juvenile Status, asylum applicants, Convention Against Torture, victims of trafficking); valid non-immigration visas; and legal status conferred by other laws (temporary resident status, LIFE Act, Family Unity individuals). To see a full list of eligible immigration statuses, please visit the HealthCare.gov website or call the NY State of Health at 1-855-355-5777.

Need Help?

We can help you get coverage.

Essential Plan:
Call: 1-888-679-7166 (TTY 711)

All Other NYS Sponsored Plans:
Call: 1-800-650-4359 (TTY 711)


Closed: Thanksgiving, Day after Thanksgiving, Christmas Eve, Christmas Day, New Year’s Eve, New Year’s Day

Call: 1-888-679-7166 (TTY 711)


Monday - Thursday: 8 a.m. to 7 p.m.
Friday: 9 a.m. to 7 p.m.

Closed: Thanksgiving, Day after Thanksgiving, Christmas Eve, Christmas Day, New Year’s Eve, New Year’s Day

Call: 1-800-650-4359 (TTY 711)


Monday - Friday: 8 a.m. - 6 p.m.

Closed: Thanksgiving, Day after Thanksgiving, Christmas Eve, Christmas Day, New Year’s Eve, New Year’s Day