At Univera Healthcare, we’re here to help you navigate today’s health care challenges. Our goal is to support you in balancing cost with quality care—through wellness programs, personalized support, rewards, and more.

What you need to know for 2027

Univera Healthcare offers members access to a wide range of reward and incentive programs, with savings on fitness, weight loss, travel, and more.

Build healthy habits and earn rewards with VitalizeSM

Vitalize is a digital home base designed to engage teams in their health journey. Supported by Personify Health, it empowers employees to make small everyday changes, build healthy habits, have fun with friends, and enjoy the lifelong rewards of improved overall wellbeing.

Personalized care management is at the core of our approach, building meaningful employee connections while supporting physical and emotional wellbeing through flexible, individualized programs.

New! Woman and family health support through Ovia Health2 by Labcorp

Ovia Health is a comprehensive solution that supports women and families through every stage of life—from fertility and pregnancy to postpartum, parenting, and menopause. With personalized guidance, digital tools, and 1:1 access to specialists and/or licensed health care professionals, Ovia Health connects members to the care and support they need for better health outcomes and greater confidence throughout their journey. Ovia Health will be embedded in all plans.

Connect with a personalized care manager with Wellframe®

Wellframe provides employees with personalized, on demand care management through an easy to use mobile app. Members have direct access to a dedicated care manager, nurses, and dietitians, all in one place. With personalized care plans, secure messaging, progress tracking, and proactive tips and reminders, Wellframe helps employees stay engaged, supported, and on track with their health goals.

We offer proven programs that make medications more affordable, support proper use, improve member health, and deliver the lowest net cost.

New! Updating our preventive drug list for smarter, more sustainable coverage

Effective January 1, 2027, Univera Healthcare will update the preventive drug list to better align coverage on high value, clinically appropriate preventive medications. As part of this update, select non-preferred drugs, multi-source brands, and high-cost generics will no longer be included on the preventive drug list. These changes are designed to support more sustainable pharmacy costs while maintaining access to effective preventive care. This change applies to all groups regardless of renewal date.

New! Pharmacy Concierge

A high-touch program designed to control costs by optimizing medication use. Pharmacy Concierge leverages a dedicated, in-house team of pharmacists who proactively review pharmacy claims to identify savings opportunities across the population.

This team works directly with prescribing physicians to recommend lower-cost, clinically appropriate alternatives—ensuring members receive effective treatment at the best possible value.

Our comprehensive approach delivers measurable savings. The Pharmacy Concierge team evaluates a wide range of optimization opportunities, including:

  • Multi-source brands
  • High-cost generics
  • Dose efficiency
  • Dosage form optimization
  • Channel optimization
  • Specialty medications

New! Sempre Health

A smarter way for group plans to boost adherence and reduce costs for members managing chronic conditions. Sempre Health is an SMS-based program that helps eligible members save on prescriptions while improving medication adherence.

Enrollment is easy. Once signed up, members unlock copay discounts at their regular pharmacy by refilling their medications on time. With text reminders and increasing incentives, members are rewarded for staying adherent and keeping their refills on schedule.

Our partner, Lifetime Benefit Solutions3 (LBS), a company that offers administrative services, is a national leader in workplace management solutions, providing tools and support that help groups remain compliant while improving efficiency and financial performance.

Health Savings Accounts (HSAs)

HSAs help employers keep health coverage affordable by offering a tax advantaged way for employees to save for current and future health care expenses, with no "use it or lose it" requirement. Through LBS, employers and employees can manage HSAs—along with eligible FSAs and HRAs—on a single, integrated platform. LBS delivers simple administration, flexible contributions, and 24/7 access to account funds through an online portal or debit card.

Our suite of digital tools and other resources gives members instant access to benefits, tools, and member-only resources.

New! Deductible removed for telemedicine

Members enrolled in a deductible plan can now access telemedicine 24/7 before meeting their deductible, improving access to timely, personalized care that is more convenient and affordable.

Members can take advantage of a broad range of telemedicine services, with the ability to connect to board-certified providers by phone or video—often within minutes.

MD Live® virtual care: Medical and behavioral health

  • Urgent care ($0 before deductible): Care for common conditions like colds, flu, sinus infections, cough, allergies, and more
  • Behavioral health support ($0 before deductible): Access to mental health therapy and psychiatry
  • Dermatology (specialist cost share before deductible): Connect with board-certified dermatologists for thousands of skin, hair, and nail conditions, including acne, rashes, and eczema

Vori Health: Virtual musculoskeletal care

  • Personalized care for back, neck, and joint pain ($0 before deductible): Virtual access to board certified physical therapists and specialists who provide an individualized treatment plan, along with ongoing support to help reduce pain, restore movement, and avoid unnecessary tests or procedures

Vision plans

Our group vision plans include low-cost eye exams, benefits for fully-covered and low-cost corrective eyewear, and a large network of providers.

Learn about vision plans

Dental plans

We offer a growing network of dentists to help your team be more proactive about dental care. By combining your medical and dental benefits, you can catch small problems early to keep costs in check.

Compare our dental plans

Medicare solutions

We can help you with Medicare Advantage, Part D and supplement plans.

Compare our Medicare plans

Wellbeing, rewards, and incentives

Our plans have an integrated workplace wellbeing strategy built right in with access to a dedicated wellness consultant and proven tools to help employees improve their health.

Learn about workplace wellbeing

Find a doctor, dentist, or pharmacy

Get access to thousands of local doctors and hospitals and an expanded network of pharmacies and dentists.

Find a provider

1 Subject to DFS approval.
2 Subject to final contract terms.
3 Lifetime Benefit Solutions is a company offering administrative services in the Univera Healthcare service area.

Personify Health is an independent company and offers a digital wellbeing service on behalf of Univera Healthcare.
Ovia Health by Labcorp is an independent company offering digital women’s health solutions to Univera Healthcare members. Pending contract finalization.
Wellframe is an independent company that provides a health and wellness support mobile app to Univera Healthcare members.
Vori Health is an independent company that offers virtual musculoskeletal (back, neck and joint) health care and physical therapy services to Univera Healthcare members.
MDLIVE Medical Group (DE), P.A, MDLIVE Medical Group, PA and other MD Live related independent professional entities provide the clinical services made available by MD Live.
MD Live is an independent company providing virtual care services to Univera Healthcare members.

 

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