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Cost & Coverage

Gold Select is a Hybrid plan with low copays and generous prescription drug coverage. It's a good option if you want to save on monthly premiums while keeping your out-of-pocket costs lower for routine care.

This plan includes coverage for preventive and routine adult dental benefits like an oral exam and cleaning as well as coverage for basic dental care like fillings. Adults will also have coverage for a routine eye exam.

(Note: this plan includes a deductible which applies to diabetic drugs and supplies as required by contract language provided by the state.)

View a Summary of Benefits & Coverage

View a Contract & Other Legal Information for Prospective Members

Embedded Pediatric Dental

In compliance with New York State mandates, all our medical plans include low-cost pediatric dental coverage for those under age 19. You can choose to exclude pediatric dental coverage, while maintaining comprehensive coverage for adults, if you already have coverage from another health plan.

A Great Provider Network

All of our plans give you access to top-quality doctors, hospitals and pharmacies.

Exclusive Member Benefits

NEW! VitalizeSM, powered by Virgin Pulse, is your digital home base for health and wellbeing. Get access to tools and support to make small, everyday changes in the areas you want to improve most.

As our member, you'll enjoy additional perks including:

  • No referrals needed for specialist appointments
  • Discounts with Perks 4 U®
  • 24/7 Nurse Call Line
  • Access to 6,000+ health topics
  • And more!

Univera Dental Rewards

Go to the dentist and receive up to $100 for getting your teeth cleaned. It's really that easy. You don't even have to have dental coverage through Univera Healthcare. Just provide proof that you or your spouse/domestic partner went to the dentist for your annual cleanings, and we'll pay you up to $100 ($50 per person) to use as you wish.

Need Help?

We can help you get coverage.

Call: 1-888-679-71661-844-829-8513 (TTY 711)


Monday - Thursday: 8 a.m - 5:30 p.m
Friday: 9 a.m. to 5:30 p.m.

Monday - Thursday: 8 a.m. to 7 p.m.
Friday: 9 a.m. to 7 p.m.

Closed: New Year’s Day, Memorial Day, Labor Day, Thanksgiving Day, Day after Thanksgiving, Christmas Eve, Christmas Day

Estimate Medical Costs

As a member you will have access to our Estimate Medical Costs tool to compare out-of-pocket costs for hundreds of procedures across many different treatment categories.