HDHP Calculator
This tool can help estimate and compare anticipated out-of-pocket expenses for a High Deductible Health Plan (HDHP) with another plan type (for example, an HMO or PPO).
HDHP
Other Plan
What does the policy* require for: (see Help Link for guidance)
HDHP
Other Plan
(after you meet your deductible)
* Refer to the benefit summary provided by your employer or view our standard offerings
** Out of pocket deductibles, maximums and coinsurance may not apply to certain plan types, such as HMOs
How much will You Pay toward Doctor or Specialist Visits?
Consider the number of visits you anticipate each family member for the benefit period, and whether you'll pay just a copayment or if you'll be responsible for the complete costs:
HDHP
Other Plan
How much will You Pay toward Prescription Drug Costs?
Consider the amount you expect to pay for prescription drugs for each family member for the benefit period, and whether you'll pay just a copayment or if you'll be responsible for the complete costs:
HDHP
Other Plan
HDHP
Other Plan
Your Total Estimated Costs (includes the premium you expect to pay and costs relating to health care services)
| Category | Annually | Per Pay Period |
|---|---|---|
|
Total Estimated Costs for High Deductible Health Plan:
|
$0.00
|
$0.00
|
|
Total Estimated Costs for Other Plan:
|
$0.00
|
$0.00
|
Besides offering savings on your premium, an HDHP can offer other benefits when paired with a Health Savings Account (HSA) or Health Reimbursement Account (HRA). Be sure to speak with your benefit administrator to see what types of funding accounts are available to you.
Disclaimer: This tool is intended only as a guide. Your out-of-pocket expenses may vary based on your specific benefit design and changes in your health status.
