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Cost & Coverage

Silver Select is an IRS-qualified High Deductible Health Plan. It's a good option if you need to reduce your monthly premium.

This plan includes coverage for preventive and routine adult and pediatric dental benefits like an oral exam and cleaning as well as coverage for basic dental care like fillings. Adults will also have coverage for a routine eye exam.

This plan includes coverage ahead of the deductible for preventive drugs and additional diagnosis-based preventive medical services.

View a Summary of Benefits & Coverage

View a Contract & Other Legal Information for Prospective Members

Save with a Health Savings Account

When you enroll in this plan, you can set up a pre-tax Health Savings Account (HSA) to pay for out-of-pocket health care expenses. To help you make the most of your money, work with your financial institution to learn more about Health Savings Accounts.

Embedded Pediatric Dental

In compliance with New York State mandates, all our medical plans include low-cost pediatric dental coverage for those under age 19. You can choose to exclude pediatric dental coverage, while maintaining comprehensive coverage for adults, if you already have coverage from another health plan.

A Great Provider Network

All of our plans give you access to top-quality doctors, hospitals and pharmacies.

Exclusive Member Benefits

VitalizeSM, in partnership with Personify Health, is your digital home base for health and wellbeing. Get access to tools and support to make small, everyday changes in the areas you want to improve most.

As our member, you'll enjoy additional perks including:

  • No referrals needed for specialist appointments
  • Discounts with Perks 4 U®
  • 24/7 Nurse Call Line
  • Access to 6,000+ health topics
  • And more!

Univera Dental Rewards

Go to the dentist and receive up to $100 for getting your teeth cleaned. It's really that easy. You don't even have to have dental coverage through Univera Healthcare. Just provide proof that you or your spouse/domestic partner went to the dentist for your annual cleanings, and we'll pay you up to $100 ($50 per person) to use as you wish.

Need Help?

We can help you get coverage.

Call: 1-888-679-71661-844-829-8513 (TTY 711)


Monday - Thursday: 8 a.m - 5:30 p.m
Friday: 9 a.m. to 5:30 p.m.

Monday - Thursday: 8 a.m. to 7 p.m.
Friday: 9 a.m. to 7 p.m.

Estimate Medical Costs

As a member you will have access to our Estimate Medical Costs tool to compare out-of-pocket costs for hundreds of procedures across many different treatment categories.