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Employer News | September 13, 2013
Employer News | September 13, 2013

Reminder: Employer Notification Requirement Deadline Approaching

Notification must be sent to all current employees by October 1, 2013 and to all new hires beginning October 1, 2013. The notices must be provided, in writing (either by mail or electronically), to all employees, regardless of whether they are eligible for the employer’s health insurance coverage.

The U.S. Department of Labor has issued standard language that employers can use to notify employees about the Exchanges. Notices must provide the following information:

  1. What a health insurance marketplace is, what it provides, and where employees can go to find more information;
  2. How tax credits may be available if the employer does not provide minimum essential coverage and the employee purchases health insurance from the marketplace; and,
  3. Employees who purchase coverage from the marketplace may lose any employer contributions; these contributions  may be excludable from employees’ income when they file their federal income tax.

Employers can write their own notices as long as they include the above three components. 

The Department of Labor has also provided template notices that employers can use instead of drafting their own.

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