Cost & Coverage
Univera Healthcare Advantage Silver is an IRS-qualified High Deductible Health Plan designed to help make the move to Medicare easier. The plan is designed after our Medicare Advantage plans and may be a good option for you if you retired early and need coverage now, your significant other is still working but you are not, or if your spouse or domestic partner are already on Medicare but you are not eligible yet.
With Univera Healthcare Advantage Silver you will have coverage when and where you need it, including free preventive care, plus vision benefits and a $50 allowance toward your eyewear purchase.
New for 2022 This plan now includes coverage ahead of the deductible for Preventive Drugs and additional diagnosis-based Preventive Medical Services.
Univera Healthcare Advantage Silver is a new type of health plan that helps making the move to Medicare easier. The plan is designed after our Medicare Advantage plans and may be a good option for you if you retired early and need coverage now, your significant other is still working but you are not or if your spouse or domestic partner are already on Medicare but you are not eligible yet.
With Univera Healthcare Advantage Silver you will have free preventive care and coverage for when you need care including vision benefits and $50 allowance toward your eyewear purchase.
- Learn More about the Univera Healthcare Advantage Silver PlanOpen a PDF
- Learn More about the Univera Healthcare Advantage Silver PlanOpen a PDF
- Estimate Treatment Costs with FAIR Health
View a Summary of Benefits & Coverage
- Advantage Silver Summary of Benefits & CoverageOpen a PDF
- Advantage Silver Summary of Benefits & CoverageOpen a PDF
- Advantage Silver + Dependent 29 Summary of Benefits & CoverageOpen a PDF
- Advantage Silver + Dependent 29 Summary of Benefits & CoverageOpen a PDF
View a Contract & Other Legal Information for Prospective Members
Save with a Health Savings Account
When you enroll in this plan, you can set up a pre-tax Health Savings Account (HSA) to pay for out-of-pocket health care expenses. To help you make the most of your money, work with your financial institution to learn more about Health Savings Accounts.
Embedded Pediatric Dental
NYS Mandates require all health insurance plans to include Pediatric Dental provided at a low cost. Therefore, all our medical plans include pediatric dental coverage. You can choose to exclude pediatric (under age 19) dental coverage while maintaining comprehensive coverage for adults, if you already have coverage from another Health plan.
A Great Provider Network
All of our plans give you access to top-quality doctors, hospitals and pharmacies.
Univera Dental Rewards
Go to the Dentist, Receive up to $100 for Getting Dental Cleanings
It's really that easy. Even if you don't have dental coverage through Univera Healthcare. Just provide proof that you or your spouse/domestic partner went to the dentist for your annual cleanings, and we'll pay you up to $100 ($50 per person) to use as you wish.
Exclusive Member Benefits
As our member, you'll enjoy:
- No Referrals
- ExerciseRewardsTM - earn up to $600 a year for working out
- Discounts with Perks4 U
- 24/7 Nurse Call Line
- Access to 6,000+ Health Topics
- And more!
