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Cost & Coverage

Advantage Silver is a new type of health plan that helps making the move to Medicare easier. The plan is designed after our Medicare Advantage plans and may be a good option for you if you retired early and need coverage now, your significant other is still working but you are not or if your spouse or domestic partner are already on Medicare but you are not eligible yet.

With Advantage Silver you will have free preventive care and coverage for when you need care including vision benefits and $50 allowance toward your eyewear purchase.

View a Summary of Benefits & Coverage

View a Contract & Other Legal Information for Prospective Members

Embedded Pediatric Dental

NYS Mandates require all health insurance plans to include Pediatric Dental provided at a low cost. Therefore, all our medical plans include pediatric dental coverage. You can choose to exclude pediatric (under age 19) dental coverage while maintaining comprehensive coverage for adults, if you already have coverage from another Health plan.

A Great Provider Network

All of our plans give you access to thousands of top-quality doctors, hospitals and pharmacies locally and nationwide through the BlueCard Network.

Univera Dental Rewards

Go to the Dentist, Receive up to $100 for Getting Dental Cleanings

It's really that easy. Even if you don't have dental coverage through Univera Healthcare. Just provide proof that you or your spouse/domestic partner went to the dentist for your annual cleanings, and we'll pay you up to $100 ($50 per person) to use as you wish.

Exclusive Member Benefits

As our member, you'll enjoy:

Estimate Healthcare Expenses

See our Out-of-Network Costs examples. You may also visit Fair Health’s website ( to estimate potential out-of-network out-of-pocket expenses. Please note: Medicare cost information may be found at fee schedule search tool.

Need Help

We can help you get coverage.
Call: 1-888-679-7166 1-877-827-6027
TDD/TTY: 1-800-421-1220

From Oct. 19 - Feb. 14:
Monday - Thursday: 8 a.m. to 8 p.m.
Friday: 9 a.m. to 8 p.m.
Saturday (until Dec. 19): 9 a.m. to 1 p.m.

Starting Feb. 15:
Monday - Thursday: 8 a.m. to 7 p.m.
Friday: 9 a.m. to 7 p.m.

Closed: Thanksgiving, Day after Thanksgiving, Christmas Eve, Christmas Day, New Year’s Eve, New Year’s Day