Univera SeniorChoice Extra (HMO)

For Coverage January 1, 2022 to December 31, 2022


Monthly Premium

Enroll Online

Other Ways to Enroll

Primary Care Doctor/Specialist Copay Per Visit Prescription Drugs Preventive Dental Eyewear
(In Network)
Covered Covered

$250 every two years

Primary Care Doctor/Specialist Copay Per Visit Prescription Drugs
(In Network)
Preventive Dental Eyewear

$250 every two years



Get $25/month back in your Social Security check with a Part B refund.

$0 preventive care services, including annual wellness visit, cancer screenings, vaccines, and more.  View preventive health checklist for older adultsOpen a PDF preventive health checklist for older adultsOpen a PDF

Preventive dental includes: 2 cleanings, 2 oral exams, and 2 bitewing x-rays per year. There is a $15 copay per service. Optional supplemental dental plans are available.


$0 Routine Eye Exam and $250 Eyewear Allowance every two years


Annual Routine Hearing Exam $45 copay, Hearing Aids $699 & $999 per unit 


Part D Prescriptions:  $350 deductible on Tiers 3, 4, and 5 Drugs, $3 for Tier 1 preferred generic drugs and vaccines at preferred pharmacies. Save up to 33% on prescriptions when you use mail-order pharmacy. 


$30 allowance every three months for items such as allergy medication, antacids, digestive aids, cold & flu medication, denture products, and more.


Get care from the people and places you know and trust using our robust network of doctors, hospitals, and pharmacies. Along with urgent and emergency care when you travel. 


Telehealth for care by telephone, email or chat 


Get mental health support via in-person and telehealth visits, with a participating licensed therapist (20% coinsurance) and/or psychiatrist (specialist copay applies).


Our local team of doctors, nurses, dietitians and specialists are here to support your wellbeing, including healthy eating, managing prescriptions, health conditions, and more.  Plus, members have access to our 24/7 Nurse Call Line.


With the Silver&Fit Fitness Benefits Program you can join a participating fitness center for a $25 annual fee, workout from home with a home fit kit (1 kit / $10 annual fee), and access  online digital workouts.

Medical Coverage

Univera SeniorChoice Extra (HMO) provides comprehensive coverage for the health care services you need, including:

Monthly Premium


Part B Refund

$25 per month Part B refund in your Social Security check

Primary Care Doctors Visit (In-network)

$15 copay 

Specialists Visit (In-network)

$45 copay 

Preventive Dental

$15 copay per service

Eyewear Allowance

$250 every two years

Inpatient Hospital Stay (In-network)

$400 copay (per day) for days 1-5, days 6+ are covered in full

Oupatient Hospital Coverage (In-network)

$425 copay 

Urgent Care

$65 copay 

Emergency Care

$90 copay 


$325 copay 

Maximum Out-of-Pocket (In-network)

$7,550 per year

Prescription Drug Coverage

You are covered locally and nationally with our extensive network of 65,000 pharmacies. Choose from retail, home delivery, long-term care, specialty, home infusion, or Indian/Tribal/Urban pharmacies. Save money with lower copays on your Tiers 1-4 medications when you use one of our 35,000 preferred pharmacies. Higher copays apply for medications on Tiers 1-4 if a standard pharmacy is utilized. Prescriptions filled at non-network pharmacies are covered only in certain situations.

  Preferred Pharmacy Preferred Pharmacy Standard Pharmacy Standard Pharmacy
Tier 30-Day Supply 90-Day Supply 30-Day Supply 90-Day Supply
Tier 1 Preferred Generic Drugs (Includes select vaccines)


$6 $8 $16

Tier 2 Generic Drugs


$24 $17 $34

Tier 3 Preferred Brand Drugs


$84 $47 $94

Tier 4 Non-Preferred Drugs


28% 28% 28%

Tier 5 Specialty Drugs


27% 27% 27%

A prescription drug deductible may apply, check the Evidence of Coverage (EOC) for additional details.

Our 5 Tier comprehensive formulary and searchable medication database will help you determine if your prescription drug is covered by the Plan or if any utilization edits apply, such as prior authorization or step therapy.

For additional savings, ask your doctor for a 90-day supply of your medication and fill the prescription at a local pharmacy or through home delivery. For most plans, you pay 1 copayment for a 30-day supply and 2 copayments for a 90-day supply.

Our nationwide network includes thousands of participating pharmacies. Additionally, Univera Healthcare has contracts with pharmacies that equal or exceed the CMS requirements for pharmacy access in your area.

Want to Meet?

Find your local Medicare Sales Advisor.

Need Help?

Speak with one of our dedicated Medicare Sales Advisors.
Call: 1-844-596-0345
TDD/TTY: 711

Monday - Friday:
8 a.m. to 8 p.m.

From Oct. 1 - Dec. 30:
Advisors are also available weekends 8 a.m. to 8 p.m.

Closed Thanksgiving Day, Christmas Eve, Christmas Day, New Year’s Eve, and New Year’s Day

Call Customer Service toll-free at 1-877-883-9577 (TTY/TDD 711) 8 a.m. to 8 p.m. Monday - Friday. From Oct. 1 to Dec. 31, representatives also are available weekends from 8 a.m. to 8 p.m.

Register for a Medicare Plans Seminar

Join us for a Medicare Seminar to learn more and let us help you choose the right plan.

Find a Medicare Seminar

Learn more with these resources:

This information is not a complete description of benefits. Call 1-800-671-6081 (TTY/TDD 1-800-662-1220) for more information.

Network Coverage Information - With our Medicare Advantage Health Maintenance Organization (HMO) plans you must use plan providers except in emergency or urgent care situations or for out-of-area renal dialysis or other services. If you obtain routine care from Out-of-Network providers neither Medicare nor Univera Healthcare will be responsible for the costs. For information on how to request reimbursement for Out-of-Network claims from emergency, urgent or other services, or Coverage Determinations and Appeals call Customer Care at 1-877-883-9577, Monday - Friday, 8 a.m. to 8 p.m.; From October 1 through March 31, 8 a.m. to 8 p.m., 7 days a week (TTY/TDD 1-800-662-1220). Or, see the Evidence of Coverage using the link above. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

For out-of-network providers, we will pay 100% of the allowance or dentist charges, whichever is less. You will be responsible for the balance.

Out-of-network/non-contracted providers are under no obligation to treat Univera Healthcare members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

Eligible beneficiaries must use network pharmacies to access their prescription drug benefit, except under non-routine circumstances, and quantity limitations and restrictions may apply.

To the extent of any discrepancy between this web site and the Evidence of Coverage, the Evidence of Coverage terms take priority.

Univera Healthcare is an HMO plan with a Medicare contract. Enrollment in Univera Healthcare depends on contract renewal. Submit a complaint about your Medicare plan at www.Medicare.gov or learn about filing a complaint by contacting the Medicare Ombudsman. Y0028_8097_M.

This page last updated 10-01-2021.

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